PERSONAL INSURANCE
Timeless Insurance Solutions works closely with clients to find the best personal insurance policies to protect individuals and families from various risks. Our insurance professionals can speak with you and clearly explain each form of insurance. Protecting those we love is always a concern – and putting personal insurance in place can give you the security of knowing you or your loved ones will not suffer needless financial problems should the unexpected occur.
Personal Insurance from Timeless Insurance Solutions
We offer a wide range of insurance products to our clients, and every plan is customized and personalized for the highest level of coverage, with your budget in mind. We offer the following types of personal insurance:
AUTO INSURANCE
We help you get the right policy to protect against all types of potential damage.
HOMEOWNERS INSURANCE
Protecting your most valuable asset properly can save you thousands should an unexpected disaster occur.
BOAT & MARINE INSURANCE
Keep your boat, jet ski, or yacht protected against various risks of injury or damage with the right boat insurance policy.
CONDOMINIUM INSURANCE
If you live in a condo, it is vital that you have an insurance policy that covers the gaps left by the HOA overall insurance policy.
FLOOD INSURANCE
Your homeowners policy does not protect against flood damage. Find out how to keep your property safe from water incursions due to flooding.
HIGH NET WORTH INSURANCE
If you own many assets, the insurances you need must be customized so that every asset is protected against theft, legal claims, and a wide range of other risks.
MOTORCYCLE INSURANCE
If you ride a motorcycle, you are at higher risk than other vehicle drivers. Your motorcycle insurance coverage will protect you against both injuries and property damage to your motorcycle.
HOME INSURANCE
Looking to purchase or rent a home, or cover the assets inside a home? Timeless Insurance Solutions can offer a strategic approach in finding the right homeowners insurance policy.
PET INSURANCE
We love our pets – they are part of the family. Thankfully, certain types of pet insurance are available so that your pets can have the best veterinary care, no matter what happens.
Some of the types of personal insurances we offer include:
Life Insurance
Every young family should have a life insurance policy. Generally, the younger you are, the more inexpensive the policy. Many of our clients choose term insurance at first, due to affordability, and as their lives and careers progress, convert it to whole life insurance. Either form of life insurance has the benefit of providing your loved ones with needed funds should you suddenly pass away.
Disability Insurance
Life has risks and uncertainties. A sudden accident, fall, or serious illness can leave even a young person disabled, and no longer able to work and provide for the family. Disability insurance will provide you and your loved ones with much-needed funds in these cases. Policies vary in coverage, and our insurance professionals at Timeless will seek out the most affordable policy with the highest level of protection. These policies can be short-term or long-term, depending upon the need of the client.
Health Insurance
Many people get health insurance coverage through work, while others must purchase it individually. The cost and type of coverage of a health insurance policy varies, depending upon the provider and the program. Veterans and their families can access certain programs not available to civilians. We are here to help you find the best health insurance program to meet the needs of you and your family, and that fits your budget.
Critical Illness Insurance
This type of personal insurance provides a lump sum payment to the policy holder if diagnosed with a critical illness. Millions of people living in the USA are forced into bankruptcy every year due to mounting medical bills. Critical illness insurance protects against certain types of illnesses and conditions, and many of these policies are very affordable.
Personal Injury Protection (PIP) Insurance
PIP insurance is part of your car insurance policy, and covers the costs of medical care and treatment. It may also cover lost income from work. The benefit of this insurance is that it pays out, whether the accident was your fault or another person’s fault. This insurance is optional in North Carolina, but worth considering, as it adds an extra layer of protection for you and your family.
