Individual Disability Insurance

Many people understand the importance of having a disability insurance policy in place. This insurance replaces a major portion of the income you earn if you become ill or injured and are no longer able to work. Being incapacitated due to disability can be a financial disaster, and often is. This form of insurance protects you and your family, providing a stream of income to pay for all the necessities of life. It also provides you with the confidence, security, and peace of mind to know that if you are impacted by illness or injury, your financial health will be intact.

 

Protecting Against Future Risk of Illness or Injury: Disability Insurance

Consider what would happen if you were struck down by a sudden accident or illness. Who would pay for your mortgage, car payment, and food for the table? Many people understand that life ahead is uncertain, and choose to have a disability insurance policy to protect against this risk.
When we consider life ahead, we worry about our loved ones and what they would do without us. Most families make sure they have life and health insurance, but may not think about what would happen in cases of disability. Whether you are single or married, with or without children, disability insurance is an important aspect of your financial planning — and we can help.