BUSINESS INSURANCE
Part of building a successful business is ensuring that it is protected against various financial losses. Every enterprise is different, and any business insurance policy must be customized. At Timeless Insurance Solutions, our goal is to help business owners get the protection they need, based upon their unique needs. We have access to a range of insurance providers and programs, and work to seek out the policies that make the most sense in coverage — with a focus on affordability and your bottom line.
Business Insurances for all Industries in North Carolina
Every industry has different needs, and in business insurance there is no “one-size-fits-all.” Our goal is to craft a fully-customized business insurance plan for each client we serve. Are you concerned about coverage? Worried that you are paying more than you should? We are happy to review your current policies and advise you about other options that could offer you higher levels of coverage at a better price. We are always on the lookout for new business insurance programs that come on the market so our clients can take advantage of the savings. Call us for a full review of your insurances – we are happy to help!
BUSINESS INTERRUPTION INSURANCE
What would happen to your enterprise if a sudden, unexpected disaster made it impossible for your business to continue operating? Business interruption insurance pays out compensation for lost income.
BUSINESS OWNERS PACKAGE SOLUTIONS
Choosing amongst the range of available business insurance policies can be complex. At Timeless Insurance Solutions, we customize business owners packages to make the process simpler and more affordable.
COMMERCIAL AUTO INSURANCE
Do you depend on vehicles as part of your enterprise? Commercial auto insurance policies vary widely in the coverage they provide.
COMMERCIAL PROPERTY INSURANCE
Property is often one of the most valuable assets of a business enterprise. Commercial property insurance can be customized to cover your business structures, business property, and business income.
COMMERCIAL UMBRELLA INSURANCE
These policies add a critical added layer of protection against various business risks and losses. This type of insurance is an important aspect of protecting against loss, or covering certain exclusions in a primary policy.
GENERAL LIABILITY INSURANCE
Business owners in North Carolina need the appropriate level of general liability insurance to protect against the risks of claims from bodily injury, personal injury, property damage, and other potential legal problems. It may be that you need to protect against any losses associated with an advertising, or to be confident that your legal defense against lawsuits will be covered.
HOTEL & MOTEL HOSPITALITY INSURANCE
The hospitality industry is challenging at the best of times, and even when things are going smoothly, financial risks can be high. The right hotel or motel insurance policy can keep your property protected against a multitude of potential legal threats.
MANUFACTURERS INSURANCE
Manufacturing operations in North Carolina need specific insurance coverages to protect against risk. The policies needed in your industry are unique to what you produce, your number of employees, environmental issues associated with your industry, and other factors.
PERSONAL LIABILITY (E&O) INSURANCE
Business owners who operate in the service industry face many challenges, including the risk of lawsuits and claims. Personal liability or “E & O” (Errors and Omissions) insurance covers the risks associated with industries that provide professional services.
SURETY BONDS
Several types of surety bonds exist, each serving a specific purpose. These bonds include Certificate of Title bonds for debt collectors, business service bonds, prepaid entertainment bonds, and more.
WORKERS COMPENSATION INSURANCE
As an employer, you are required to have workers’ compensation insurance. Depending upon the risks associated with your industry, as well as any history of claims, premiums can vary in price – but one thing is always true – you want the best workers’ compensation policy at the most affordable price.
